Residential Real Estate Financing
Real Estate Loan Types:
- Conventional Fannie Mae – up to 97% financing available
- Conventional in-house
- FHA – up to 96.5% financing available (203K not available)
- USDA Rural Development Guaranteed Loans – up to 100% financing available. Interest on the portion of the loan that exceeds the value of the dwelling is not tax deductible; consult your tax advisor
- VA (for veterans of the US Armed Forces) – up to 100% financing available
Real Estate Construction Loans
Home Equity Loans
Home Equity Loan Types:
- Term loans with fixed or variable rates
- Home equity line of credit (HELOC) with check-writing convenience
Apply for a mortgage
Are you looking to purchase, refinance, build, or renovate your home? Start the mortgage process online with us today!
Commercial or Agricultural Real Estate Financing
Commercial Construction Loans
Commercial or Agricultural Term Loans
Commercial or Agricultural Lines of Credit
At this time we do not have our loan applications available on our website. However, we are able to provide blank loan applications via email; please call us if you would like us to email an application to you for any of the loan types listed above.
CentreBank does not guarantee approval for any applicant on any loan type; each application received by CentreBank will be evaluated and reviewed on an individual basis. Loan approval will be subject to a review of the applicant’s credit, income, collateral, character, and any other factors deemed relevant by CentreBank and its officers, in accordance with CentreBank’s underwriting criteria and loan policies and Federal and state laws.