| Personal Products Services |
Checking | Savings | Individual Retirement Accounts
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| Checking Accounts |
- Free Checking
- $50 minimum to open account
- No minimum balance requirement
- Unlimited check-writing
- 50 free checks
- Free debit card, upon qualification,
- No monthly maintenance fee
- Copies of your cancelled checks are not returned with your statement
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- Regular Checking
- $100 minimum to open account
- No minimum balance requirement
- Unlimited check-writing
- 50 free checks
- Free debit card, upon qualification
- $5 monthly maintenance fee
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- Interest Bearing (Super Now) Account
- $1,500 minimum to open account
- Unlimited check-writing
- Interest compounded monthly. Interest rate and annual percentage yield may change at anytime.
- Balances below $1,500 earn no interest and a $10 monthly service fee will apply
- Copies of your cancelled checks will be returned in your statement
- Free debit card, upon qualification
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- Diamond Club
- You must have $10,000 or more in combined deposits at CentreBank to open account
- Unlimited check-writing
- Current interest rate depends on the applicable tier. Interest rate and annual percentage yield may change at any time.
- Interest compounded monthly
- If combined deposits total falls below $10,000, there will be a $10 fee
- Copies of your cancelled checks are not returned with your statement
- No minimum balance requirement
- Free personalized checks OR $10 rebate toward checks of your choice
- Free money orders, cashiers checks, and Travelers Cheques
- Free debit card, upon qualification
- Receive an additional 10 basis points on new certificate of deposits, upon request
- .25% discount on loans if electronic funds transfer
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- Money Market Savings
- Current interest rate depends on the applicable tier. Interest rate and annual percentage yield may change at any time.
- Interest compounded monthly
- $2,500 minimum to open account
- Balances below $2,500 earn no interest and a $10 service charge will be assessed
- Limit of 6 preauthorized, automatic, or telephone transactions per month with no more than 3 by check
- Copies of your cancelled checks will not be returned with your statement
* Under Federal Regulation, transfers from a Money Market Account to another account
or to third parties by preauthorized, automatic or telephone transfer are limited to six per
month with no more than three by check, draft or similar order to third parties. If this
limitation is exceeded on a regular basis, we are required to convert your account to
another account that permits unlimited check writing privileges.
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| Savings Accounts |
- Statement Savings
- $50 minimum to open account
- Interest rate and annual percentage yield may change at any time
- Interest compounded quarterly
- Balances below $50 will be charged a $2 service fee per month
- Must maintain minimum balance of $1 to obtain annual percentage yield
- Excess transfer of $4 charged for each transaction in excess of six per month
* Under Federal Regulation, transfers from a Regular Savings account to another account
or to third parties by preauthorized, automatic or telephone transfer are limited to six per
month with no transfers by check, draft, debit card or similar order to third parties.
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| Christmas Club |
- Christmas Club
- $5 minimum to open account
- Interest Rate and annual percentage yield may change at any time
- Interest and principal paid by check at maturity (annually)
- Maturity date is last week of October
- $5 fee for withdrawals made prior to maturity and interest is forfeited, account will be closed
- Automatically renewable
- Funds deposited must be electronically transferred from another CentreBank account
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| Certificates of Deposits |
- Time deposits accounts ranging from 3 months to 5 years, depending on your personal needs
- $500 minimum to open account
- Automatically renewable
- Interest can be paid by check, added back to the principal, or transferred to another CentreBank account
- Early withdrawal penalties may apply
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| Call our Customer Service Representatives to see what specials we are offering at this time. FDIC Insured. If you would like to open an account or need additional information, please contact our New Accounts Representatives at CentreBank. All accounts subject to the terms and conditions as stated on the account agreement. |
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| Individual Retirement Accounts (IRA’s) |
- 12 month, 24 month, or 60 month time deposits offering different rates for each investment. Secure your retirement and watch your money grow.
- $250 minimum to open account
- Automatically renewable
- Interest compounded quarterly
- Early withdrawal penalties may apply
- Miscellaneous service charges may or may not apply to this account
- Traditional or Roth IRAs
- Rollover IRAs
- FDIC Insured to $250,000
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