PERSONAL LOANS
Residential Real Estate Financing
- Purchase or refinance
- Fixed rate or adjustable rate
- Primary residence, second home, or investment property
- Pre-Qualification Available
- Manufactured Homes Permitted up to 95% (conventional financing)
- Interest may be tax deductible (consult your tax advisor)
Real Estate Loan Types:
- Conventional Fannie Mae – up to 97% financing available
- Conventional in-house
- FHA – up to 96.5% financing available (203K not available)
- USDA Rural Development Guaranteed Loans – up to 100% financing available. Interest on the portion of the loan that exceeds the value of the dwelling is not tax deductible; consult your tax advisor
- VA (for veterans of the US Armed Forces) – up to 100% financing available
Real Estate Construction Loans
- Construction of a new home
- Additions or renovations to your existing home
- Flexible advance schedules
- Interest may be tax deductible (consult your tax advisor)
Home Equity Loans
- Interest may be tax deductible (consult your tax advisor)
Home Equity Loan Types:
- Term loans with fixed or variable rates
- Home equity line of credit (HELOC) with check-writing convenience
Automobile Loans
- New and used cars, trucks, motorcycles, RVs, ATVs, boats, etc.
- Purchase or refinance
- Fixed interest rates
Personal Loans
- Secured or unsecured
- Fixed interest rates
Apply for a mortgage
Are you looking to purchase, refinance, build, or renovate your home? Start the mortgage process online with us today!
BUSINESS LOANS
Commercial or Agricultural Real Estate Financing
- Purchase or refinance
- Farm Service Agency (FSA) lending available
- Farmer Mac lending available
- Small Business Administration (SBA) lending available
Commercial Construction Loans
- Construction of a new business
- Additions or renovations to your existing business
Commercial or Agricultural Term Loans
- New and used equipment, machinery, trucks, etc.
- Purchase or refinance
Commercial or Agricultural Lines of Credit
- Available for working capital, crop inputs, inventory, etc.
Additional Information
For more information about our loan products and services, please contact us at any of our bank branches. Please click on “Bank Hours/Locations” for contact information.
At this time we do not have our loan applications available on our website. However, we are able to provide blank loan applications via email; please call us if you would like us to email an application to you for any of the loan types listed above.
CentreBank does not guarantee approval for any applicant on any loan type; each application received by CentreBank will be evaluated and reviewed on an individual basis. Loan approval will be subject to a review of the applicant’s credit, income, collateral, character, and any other factors deemed relevant by CentreBank and its officers, in accordance with CentreBank’s underwriting criteria and loan policies and Federal and state laws.
