Loans

Purchase or refinance

Fixed rate or adjustable rate

Primary residence, second home, or investment property

Pre-Qualification Available

Manufactured Homes Permitted up to 95% (conventional financing)

Interest may be tax deductible (consult your tax advisor)

Real Estate Loan Types:

• Conventional Fannie Mae – up to 97% financing available
• Conventional in-house
• FHA – up to 96.5% financing available (203K not available)
• USDA Rural Development Guaranteed Loans – up to 100% financing available. Interest on the portion of the loan that exceeds the value of the dwelling is not tax deductible; consult your tax advisor
• VA (for veterans of the US Armed Forces) – up to 100% financing available

Construction of a new home

Additions or renovations to your existing home

Flexible advance schedules

Interest may be tax deductible (consult your tax advisor)

Interest may be tax deductible (consult your tax advisor)

Home Equity Loan Types:

• Term loans with fixed or variable rates
• Home equity line of credit (HELOC) with check-writing convenience

New and used cars, trucks, motorcycles, RVs, ATVs, boats, etc.

Purchase or refinance

Fixed interest rates

Purchase or refinance

Farm Service Agency (FSA) lending available

Farmer Mac lending available

Small Business Administration (SBA) lending available

Construction of a new business

Additions or renovations to your existing business

New and used equipment, machinery, trucks, etc.

Purchase or refinance

Available for working capital, crop inputs, inventory, etc.