Loans
CentreBank’s Loans deliver flexible financing options with competitive rates — whether you’re buying a home, upgrading your vehicle, expanding your business, or covering personal expenses — while providing personalized guidance to help you reach your goals faster.
Personal Loans
Business Loans
Loan Officers
Personal Loans
Residential Real Estate Financing
- Purchase or refinance
- Fixed rate or adjustable rate
- Primary residence, second home, or investment property
- Pre-approvals available
- Manufactured Homes Permitted up to 95% (conventional financing)
- Interest may be tax deductible (consult your tax advisor)
Real Estate Construction Loans
- Construction of a new home
- Additions or renovations to your existing home
- Flexible advance schedules
- Interest may be tax deductible (consult your tax advisor)
Home Equity Loans
- Interest may be tax deductible (consult your tax advisor)
Home Equity Loan Types:
- Term loans with fixed or variable rates
- Home equity line of credit (HELOC) with check-writing convenience
Automobile Loans
- New and used cars, trucks, motorcycles, RVs, ATVs, boats, etc.
- Purchase or refinance
- Fixed interest rates
Business Loans
Commercial or Agricultural Real Estate Financing
- Purchase or refinance
- Farm Service Agency (FSA) lending available
- Farmer Mac lending available
- Small Business Administration (SBA) lending available
Commercial Construction Loans
- Construction of a new business
- Additions or renovations to your existing business
Commercial or Agricultural Term Loans
- New and used equipment, machinery, trucks, etc.
- Purchase or refinance
Commercial or Agricultural Lines of Credit
- Available for working capital, crop inputs, inventory, etc.
Additional Information
For more information about our loan products and services, please contact us at any of our bank branches.
We do not have commercial or agricultural applications available on our website. Please contact us via phone to discuss such loans with us.
CentreBank does not guarantee approval for any applicant on any loan type; each application received by CentreBank will be evaluated and reviewed on an individual basis. Loan approval will be subject to a review of the applicant’s credit, income, collateral, character, and any other factors deemed relevant by CentreBank and its officers, in accordance with CentreBank’s underwriting criteria and loan policies and Federal and state laws.
The Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Division of Depositor and Consumer Protection, National Center for Consumer and Depositor Assistance, Federal Deposit Insurance Corporation, 1100 Walnut St, Box #11, Kansas City, MO 64106.
Choose a Loan Officer
Hallee L. Wooster
NMLS 2749295
Covington
Teresa Kay Cooper
NMLS 780533
Veedersburg
Sherry L. Covault
NMLS 797136
Veedersburg
Cassidy Helms
NMLS 2384052
Rockville
Kiva D. Alexander
NMLS 2723977
Rockville
